10 Strange And Unusual Insurance Policies You Can Actually Get



Life is full of uncertainties and even the best laid plans can sometimes come crashing down. Insurance is one of the ways society tries to prepare for the unexpected. Most people have life insurance and medical insurance, but there are plenty of other insurance options available for those who sense different kinds of threats to their well-being. As the scope of our reality broadens, the type of insurance policies available are also gradually increasing. This list contains 10 strange and unusual insurance policies that you can actually purchase.

Improbable Insurance

This kind of insurance is given out by companies such as Lloyd’s of London. You can actually insure yourself against improbable events and this is mostly done when you are expecting a child. This policy actually helps you manage your financial situation if you end up having a lot more children than you expected.

Immaculate Conception Insurance

There are some sisters out there who are willing to pay premiums on a policy that will cover the cost of an immaculate conception, just in case the second coming of Jesus Christ actually happens. If you can prove that you have been impregnated by god and you are carrying his son, then chances are your birth is going to be relatively inexpensive.

Love Insurance

Relationships are extremely complex and there is no predicting the course they will take. For all those people who are unsure about the nature of their relationships, you can actually go out and get a love insurance policy. This policy kicks in when the person you love ditches the relationship for one or the other reason. In this scenario, you will be compensated so that the financial impact of a broken relationship doesn’t affect you too much. There is no insurance for the emotional turmoil though!

Flight Insurance

Despite flying being one of the most safest forms of transportation in the world, there is a lot of fear and anxiety associated with it. A travel insurance actually allows you to plan for the worse in case the unexpected happens when you are on a flight.

Asteroid Or Meteor Insurance

Cosmic events are extremely unpredictable and there is no way of knowing when an asteroid or meteor from space can come and turn your life upside down. For such a strange situation, there are actual insurance policies you can take out so that you are well protected in case of a calamity.

Pet Insurance

Most people love their pets a lot and are always worried about their health and well-being. Now there are plenty of insurance providers out there who can insure your pets so that you can take extremely good care of them in case of any mishap.

Best Employee Insurance

Some companies are highly dependent on the performance of some of their star employees. Without these employees, it is likely that the overall performance of the company can take a hit. In such situations, companies actually prefer to take an insurance on their best employee just in case they decide to leave or falls unexpectedly ill.

Body Part Insurance

Some people love their body so much that they take the extra measure of insuring their body parts. This has been available for quite some time now and celebrities are the first to opt for this policy. David Beckham has famously insured his legs, while Jennifer Lopez has actually gone on to insure her booty.

Supernatural Attack Insurance

Are you being troubled by a ghost? If you have a supernatural attack insurance and you can prove that your troubles are real, you can actually get compensated for it. This policy also works in case the Earth is ever invaded by an alien race.

Wedding Insurance

Weddings can be extremely difficult to manage and a lot of things can go terribly wrong. If you are not confident that you can pull off a wedding in peace, you can take a wedding insurance and ensure that you are protected in case your wedding day turns into a runaway bride situation.